Legal Agreement

Terms of Service

Last updated: October 2, 2026

These Terms of Service ("Terms") govern your access to and use of Chronexa, operated by Khronos LLC. Please read these Terms carefully before using the platform. By creating an account or using any part of Chronexa, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Chronexa, you agree to be bound by these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you and Khronos LLC. If you do not agree to these Terms, please do not access or use the platform.

These Terms apply to all users including agents, loan officers, transaction coordinators, and builders
Use of any Chronexa feature constitutes acceptance of these Terms
We may require you to re-accept these Terms after material changes

2. Eligibility

To use Chronexa, you must meet the following eligibility requirements:

Be at least 18 years of age
Have the legal authority to enter into binding contracts
Not be prohibited from using the service under applicable law
Hold any required professional licenses for your licensed activities on the platform
By registering, you represent and warrant that you meet all eligibility requirements.

3. Account Registration & Security

When you create an account with Chronexa, you agree to:

Provide accurate, current, and complete registration information
Maintain and promptly update your account information
Keep your login credentials confidential and secure
Notify us immediately at hello@chronexa.com of any unauthorized account access
Accept responsibility for all activities that occur under your account
Not share your account credentials with any third party

4. Permitted Use

Chronexa is provided solely for lawful real estate and mortgage management activities. You agree not to:

Use the platform for any unlawful purpose or in violation of any regulations
Harass, threaten, or harm other users or third parties
Upload or transmit malware, viruses, or malicious code
Attempt to gain unauthorized access to any part of the platform
Scrape, data-mine, or systematically extract data from the platform
Use the platform to violate any consumer protection, anti-spam, or privacy laws
Impersonate any person or entity or misrepresent your affiliation

5. Intellectual Property

All content, trademarks, logos, software, and intellectual property on Chronexa are owned by or licensed to Khronos LLC. Your rights are limited to:

A limited, non-exclusive, non-transferable license to use the platform for its intended purpose
You may not reproduce, distribute, modify, or create derivative works of any Chronexa content
You may not reverse-engineer, decompile, or disassemble the platform
All rights not expressly granted are reserved by Khronos LLC

6. User Content

You retain ownership of content you upload to Chronexa, including client data, documents, and transaction information. By uploading content, you grant Khronos LLC:

A non-exclusive, worldwide, royalty-free license to store and display your content solely for providing the service
The right to process your content to deliver platform features (e.g., AI-assisted analysis)
You are solely responsible for the accuracy and legality of content you submit
You warrant that you have all necessary rights to upload any content you provide

7. Subscription & Billing

Certain features of Chronexa require a paid subscription. By subscribing, you agree to:

Pay all applicable subscription fees as described on our pricing page
Subscription fees are billed in advance on a monthly or annual basis
Fees are non-refundable except as required by applicable law or as specified in our refund policy
We reserve the right to change pricing with at least 30 days' notice
Failure to pay may result in suspension or termination of your account
All payments are processed securely through Stripe

8. Termination

Either party may terminate the relationship at any time:

You may cancel your account at any time through your account settings or by contacting support
We may suspend or terminate your account immediately for violations of these Terms
We may discontinue the platform with reasonable notice
Upon termination, your right to access and use the platform ceases immediately
You may request export of your data within 30 days of termination
Termination does not relieve you of any payment obligations incurred before termination

9. Disclaimer of Warranties

CHRONEXA IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, KHRONOS LLC DISCLAIMS:

All implied warranties of merchantability, fitness for a particular purpose, and non-infringement
Any warranty that the platform will be uninterrupted, error-free, or secure
Any warranty regarding the accuracy or reliability of information on the platform
Any warranty that defects will be corrected

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

Khronos LLC shall not be liable for any indirect, incidental, special, punitive, or consequential damages
This includes loss of profits, data, goodwill, or other intangible losses
Our total liability to you shall not exceed the greater of (a) fees paid by you in the 12 months preceding the claim, or (b) $100
Some jurisdictions do not allow exclusion of certain warranties or limitation of liability — in such cases, our liability is limited to the fullest extent permitted by law

11. Changes to Terms

We may update these Terms of Service from time to time to reflect:

Changes to our platform features or business practices
New legal or regulatory requirements
Feedback from our user community
We will provide at least 14 days' notice before material changes take effect
Continued use of Chronexa after the effective date constitutes your acceptance of the revised Terms
If you do not agree to the new Terms, you must stop using the platform

12. Governing Law & Disputes

These Terms shall be governed by and construed in accordance with applicable law. For dispute resolution:

These Terms are governed by the laws of the State of Utah, USA
Any disputes shall first be attempted to be resolved informally by contacting hello@chronexa.com
Unresolved disputes shall be submitted to binding arbitration in accordance with the AAA Commercial Arbitration Rules
You waive any right to participate in a class-action lawsuit or class-wide arbitration

13. Contact

For questions, concerns, or legal notices regarding these Terms of Service, please contact:

Email: hello@chronexa.com
Company: Khronos LLC
We aim to respond to all legal inquiries within 5 business days.