Market Dashboard

Mortgage & economic data via FRED · St. Louis Fed

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30-Yr Fixed

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Weekly avg (Freddie Mac)

15-Yr Fixed

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Weekly avg (Freddie Mac)

10-Yr Treasury

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Daily (FRED) · day-over-day

Fed Funds Rate

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Federal Reserve target

Rate History

Weekly averages — Freddie Mac / FRED

Today's Rate Landscape

Estimates derived from Freddie Mac benchmark

30-Yr Fixed (Conv.)

Freddie Mac avg

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15-Yr Fixed (Conv.)

Freddie Mac avg

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FHA 30-Yr

Est. +0.25% above conv.

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VA 30-Yr

Est. −0.25% vs conv.

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USDA 30-Yr

Est. +0.10% above conv.

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7/6 ARM

Est. −0.50% intro discount

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5/6 ARM (est.)

Est. −0.75% intro discount

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Live rates from credit union offers via rateapi.dev (UT, 400K loan, primary residence). FHA/VA/USDA show actual program rates. 5/6 ARM is estimated. Rates vary by lender, credit score, LTV, and lock period. Not a rate lock or commitment.

Yield Curve (10yr–2yr)

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Normal slope — economy expanding

CPI (All Urban)

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Higher = more inflation pressure on rates.

Unemployment Rate

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Low unemployment = Fed may hold rates higher longer.

Housing Starts

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New residential construction (SAAR, thousands). Higher = more inventory coming.

Rate Alerts

Mortgage rates (30yr, 15yr, FHA, VA, USDA, ARM) sourced live from credit union offers via rateapi.dev where available, otherwise from Freddie Mac weekly averages (FRED/St. Louis Fed). 10-yr Treasury, Fed Funds, CPI, Unemployment, Yield Curve, and Housing Starts are from FRED. Mortgage-to-Treasury spread uses live rate vs daily DGS10. This is not financial advice or a rate commitment. Data may be delayed. Verify all rates with your pricing engine before quoting.